Insurance coverage all across Europe for all kind of operations in respect of goods and property damages including financial and environmental losses as well as environmental clean-up costs.
Specialized concept with individual adjustments possible.
Sum insured from EUR 2,5 Mio.
Only one insurance contract for all operational risks with a simple way of billing based on the number of employees.
For all entrepreneurial activities a General Liability Insurance is essential because even the smartest employees can make a mistake - also with the best products something can happen. Nobody is perfect: neither human nor machine. Protecting your employees from the risk of liability will also prevent them from the action of release according to labour law.
The General Liability Insurance will cover third party risks of personal injuries, damage to property or financial loss which can happen during operating activities or due to delivered products.
Your benefit of this insurance is not only the compensation of legitimate demands. It will also protect you from unjustified claims and support you with the examination of the case. All in all it is also a kind of legal protection if unjustified claims have to be averted at the court. The scope of services of the public liability insurance is essentially depending on the comprehensive and proper description of your company operations.
We identify your company's specific risks in an intensive analysis and provide you an individual insurance coverage for your business. According to our expertise we are offering special concepts for Forwarding, Transport, Logistics and Earthwork Companies which already includes comprehensive cover.
In addition to the normal risks associated with transport, storage, pricing, loading and offloading from own and external vehicles of all types, use of foreign equipment, custody of keys up to activities on goods like treatment, engineering, cleaning, pricing, labelling etc. is included. Also the operation of a car wash, lavation companies, gas stations and garages on behalf of third parties is foreseen in the coverage.
Our General Liability Insurance contains, Europe cover, cover for damage to the environment and environmental clean-up costs, the extension for IT and cyber risks and many other special modules will give you a safe opportunity to get your risks covered properly.
The costs mainly depend on the type of business, the annual turnover and the annual payroll.
As an entrepreneur, you are responsible for damage caused by your business activities or your products. Liability insurance covers the costs of justified claims for damages. It also helps to fend off unjustified claims.
In the event of a claim, the business liability insurance only pays up to the agreed sum insured. Any claims exceeding this amount must be borne by the entrepreneur.
The policyholder and its legal representatives, employees and staff are always insured under the general liability insurance.
The insurance does not cover motor vehicles or trailers which, due to their design and equipment or their use, must or do bear an official licence plate. However, motor vehicles used as a stationary source of power are insured.
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