Professional product and price comparison
Coverages in all European countries
Third party claim handling
Risk Management
The motor third party vehicle liability insurance protects both the holder and the driver of a vehicle against statutory liability claims of third parties in the event the vehicle caused damage. In the case of liability claims, so-called external damages, Asko group as a specialized insurance broker supports our customers in dealing with this damage in our best possible way.
The largely standardized liability insurance is currently still limited to the individual national markets due to the lack of EU regulations. Nevertheless, it is also important to compare and analyse the differences not only on the cost side, but also for sum insureds. Since persistently low loss ratios can lead to premium reductions, it is important to monitor these claims and to take preventive action - a topic that the broker must be devoted to. For example, disproportionately accident-causing drivers can be identified or recurring accident times and distances can be identified based on the software for claims processing.
We provide international fleet concepts or individual vehicle liability covers in all European countries. Your advantage is to get the service from one source for all locations.
You report all damage to us. The best way to do this is either by e-mail to our e-mail address:
info@asko24.com or directly to your claims handler.
Date of damage, location of damage, detailed description of damage, name of driver or copy of driver's licence, photos of damage, name of injured party, signed accident report
Yes, we have an Asko claim notification form at your disposal. If you do not wish to use a form, simply send us all the necessary information by e-mail to info@asko24.com.
In the event of damage caused by third parties, please contact us with the licence plate number and country code of the damaging party, accident report, photos and personal details. We will settle everything with the other party's insurance company.
Blue licence plates = test plates
Authorised for test drives. (garages, car dealers, vehicle manufacturers, cleaning companies, experts) To be applied for exclusively at the district authority. It must be credibly demonstrated why a test licence plate is required. With this authorisation, you can collect the licence plate from the registration office. Insurance cover can be arranged via Asko. Expressly not to be used for vehicle transfers.
Green licence plates - transfer licence plates for journeys to transfer the vehicle to another location. Must be registered separately at the registration office for each vehicle transfer. (separate licence plate for each transfer) Valid for a maximum of 21 days. The insurer or risk carrier for the transfer licence plate changes every 2 weeks. Insurance cover cannot be taken out via Asko. Not suitable for importing a vehicle from abroad to Austria.
In general: It is possible to deposit the licence plates at the registration office for up to one year.
Deadline: No motor vehicle tax or motor-related insurance tax is payable for the deposit period until the licence plates have been deposited for at least 45 days. The day of deposit and the day of reissue are not included in the 45 days.
No credit note is issued for the comprehensive insurance class as the vehicle is still exposed to risks despite being immobilised. (theft / fire / hail, vandalism, etc.)
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